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Privacy Policy

Last Updated: December 12, 2014

YOU SHOULD REVIEW THE FOLLOWING STATEMENT PRIOR TO SUBMITTING ANY PERSONAL INFORMATION TO THIS WEBSITE.
This Website is hosted and operated by National Benefit Builders, Inc. 25 Hanover Road, B-150, Florham Park, NJ 07932 (in the following "NBBI").
NBBI (and our parents, subsidiaries and affiliated companies worldwide) respect the privacy of our customers. The purpose of this Privacy Statement is to provide you with information concerning our services, the types of information we are provided by third parties or obtain ourselves through your visits to our Website, how we use that information, whether we disclose the information provided to us to others, and the options you have with regard to the use and correction of that information. Although privacy laws can, from jurisdiction to jurisdiction, directly conflict with each other, our goal in handling personal information provided to us is to comply with applicable data protection and privacy laws worldwide and to offer users of our Website notice, choice, consent, security, data integrity, access, and enforcement with regard to personal information. NBBI strives to provide protection for your personal information no matter where that information is collected, transferred, or retained.
NBBI provides its partners and suppliers with a variety of fulfillment, support and e-commerce related services. Some of these services may be provided through sites bearing our partners' and suppliers' names and trademarks and are not in the sole control. Additionally, NBBI may provide links from our Website to the websites of third parties who may provide services to you directly or on our behalf. THE PRIVACY POLICIES OF THESE THIRD PARTY SITES MAY BE DIFFERENT FROM OUR PRIVACY POLICIES AND WILL GOVERN ANY TRANSACTIONS UNDERTAKEN ON THOSE SITES. We urge you to review the privacy policy of any site to which you are linked.
Collection of Personal Information
Personal information means any information or data that may be used to identify an individual, and may include but is not limited to your name, physical or email address, phone number, type of hardware or software you own, credit card details, and other information required to provide you with the product, service, or support requested. Depending on the nature of the services provided by NBBI to our partners or suppliers or the services provided to NBBI from its partners or suppliers, NBBI may receive personal information either from you directly or from our partner or supplier.
In all cases, we will ensure that personal information shall always be obtained from you on a fair basis and in accordance with applicable law.
NATIONAL BENEFIT BUILDERS, INC. IS A NEW JERSEY (U.S.) CORPORATION LOCATED AT 25 HANOVER ROAD, B-150, FLORHAM PARK, NJ 07932. YOUR PERSONAL INFORMATION PROVIDED TO US WILL INITIALLY BE ON OUR COMPUTER SERVERS LOCATED IN NEW JERSEY.
IN SOME CASES (WHERE IT IS NECESSARY TO DO SO IN ORDER TO FULFULL OUR CONTRACTUAL OBLIGATIONS TO YOU) SUCH INFORMATION MAY ALSO BE TRANSMITTED OR MADE AVAILABLE TO (I) THIRD-PARTIES PROVIDING SERVICES TO NBBI OR (II) PRODUCT MANUFACTURERS, LICENSORS AND/OR OR SUPPLIERS.

IN ALL CASES IN WHICH YOUR PERSONAL DATA IS TRANSMITTED TO OTHERS, NBBI HAS ENSURED THAT THE NECESSARY MEASURES ARE IN PLACE TO PROTECT THE CONFIDENTIALITY AND SECURITY OF YOUR INFORMATION IN COMPLIANCE WITH APPLICABLE LEGISLATION.
We will use the personal information provided us for the following:
a. to take, process or deliver your order, process or obtain payment or notify you of the status of your order;
b. in connection with keys, access codes or other information as may be required to permit you to access our partners' sites to receive products, updates or services;
c. the screening of the order by a validation system ('Fraud Screening System') to prevent fraudulent orders;
d. to provide it to industry and credit related organizations for security, credit or fraud prevention purposes;
e. to register your purchase with the manufacturer or service provider for warranty, technical support or similar purposes;
f. to facilitate the renewal of subscriptions for products or services;
g. to provide you with effective customer service and/or technical support;
h. to monitor service or purchasing patterns;
i. to provide you with service updates, announcements, and other product offerings;
j. to send you, with your consent, newsletters or promotional emails or undertake other promotional activities;
k. to permit you to participate in online surveys and polls, assuming you voluntarily agree to provide such information in connection with these surveys and polls; and,
l. for other purposes as notified to you from time to time (subject to applicable legal requirements).
We will observe applicable law and take all reasonable steps to ensure any person or entity receiving personal information for the purposes described above, are obligated to protect and keep secure the personal information on your behalf.
BY SUBMITTING YOUR ORDER EITHER TO OUR PARTNER OR TO US YOU CONSENT TO THE USE OF YOUR PERSONAL INFORMATION AS SET FORTH ABOVE, AND TO THE TRANSFER OF THAT DATA TO OUR PARTNERS OR THOSE INDIVIDUALS OR ENTITIES WE ENGAGE TO PROVIDE SERVICES IN CONNECTION WITH YOUR TRANSACTION.
Management of Personal Information
NBBI tries hard to keep personal information accurate and up-to-date. If you find that your personal information is not accurate, please let us know in writing. Without prejudice to your rights of access and other rights in relation to your personal information under applicable law, NBBI will use best efforts to investigate your concerns after we receive your inquiry and make the necessary corrections, additions and/or deletions.
Disclosure of Personal Information
NBBI discloses your personal information directly to you upon your written request; provided, however, that we may reject all or part of your request when: 1) the disclosure may harm the life, the body, the property and the rights of third parties, 2) the disclosure may lead to a breach of applicable law and regulation, or 3) where you have failed to provide sufficient evidence to verify your identity.
Cookies and WebBeacons
We may use "Cookies" and other tracking technologies such as web beacons. "Cookies" are small text files that are transferred to your computer's hard disk by the website. NBBI cookies are used to identify a computer or browser, not to identify specific customer traits. If you do not want cookies in your browser, you may set your browser to reject cookies or to notify you when a website attempts to place a cookie in your browser.
WebBeacons (also referred to as GIF files, pixels or action tags) help NBBI recognize a unique cookie on your browser. We use this tool to compile aggregate information about you, and it is not personally identifiable. This information includes IP addresses, search terms, domain names, and browser types. We use this information to track usage and other patterns on our Websites. We may share this aggregate information with our partners or service providers.
Sharing Personal Information
NBBI may receive personally identifiable information either from you directly or from our partner or supplier who provides us with the personal information to fulfill a service to you on their behalf. In some circumstances, personal information that NBBI receives from you directly may be provided to our partners or suppliers in order for them to fulfill a service to us for your benefit or directly to you. We may also provide your information in order to register your purchase with the manufacturer or service provider for warranty, technical support, after sales service or similar purposes.
NBBI also employs other companies to provide services to us in connection with your transaction or after sales services. We do use companies to process credit card payments, deliver packages, send mail, analyze data, fraud screening, provide marketing aid and assistance, provide customer service, and otherwise provide services to us to enable us to serve you and enhance our services. These organizations may have access to personal information as required to permit them to perform their obligations to us in this regard.
NBBI may be required to respond to subpoenas, court orders or be asked to respond to other legitimate requests for your personal information from appropriate law enforcement or governmental authorities. We will not provide you with notice of such requests. In such situations, we will release personally identifiable information to third parties when we believe it is appropriate for us to do so in order to comply with the law or to protect against fraud. We will also release such information:
a. to cooperate with law enforcement or other governmental investigations (without necessarily requiring the law enforcement or government agency requesting the information to formally serve us with a subpoena);
b. to comply with all valid court orders or subpoenas;
c. to protect the legal rights ofNBBI, its employees and our users;
d. when we believe it is needed for fraud protection and/or credit risk reduction; and/or,
e. to protect the personal safety of our employees, agents, other users or the public in general.
NBBI also reserves the right to report to such entities any activities that we believe to be unlawful. Any such report of the activities outlined in (a) through (e) will be made without prior notice to you, and you consent to such disclosure by us.
In the event NBBI merges with another entity, is acquired by another entity, or enters into a business combination with another entity, NBBI may be required to disclose some or all of your personally identifiable information to that entity to continue serving you.
NBBI is not in the business of selling, trading or renting personal information. We will not use or share your personally identifiable information with others except those individuals or entities which have a business relationship with NBBI of which you are aware.
Children's Privacy
This site is not aimed to attract children and its objective is not to collect personal information from children. Anyone under the age of 18 should not use this site unless supervised by an adult. Our goal is to comply with applicable laws and regulations relating to collection and use of information from children, including the Children's On-line Privacy Protection Act of the United States and other applicable laws or regulations.
Security of Personal Information
Customers who buy through the NBBI system are shopping on a secure server which encrypts customer's credit card information and passwords. This makes it difficult, if not impossible, for a third party to access or use your personal information in an unauthorized manner.
NBBI has developed its service with security as a top priority. We use firewalls to help prevent access to information in our system and Secure Socket Layers ("SSL") to encrypt your personal information and protect it from disclosure, destruction, modification, or use.
Your Choices
You can decide whether or not to provide personal information to NBBI and withdraw your consent to us processing your personal information at any time. However, if you do not provide personal information or withdraw such consent you may not be able to make purchases, enlist services or access certain offers or options that may be of benefit to you. At the time you provide your information, we will also offer you a choice as to whether or not you wish to receive further communications about special offers, product information, or other marketing messages. We may provide this information to our business partners and suppliers. If you choose not to receive these communications, we will not use your personally identifiable information for this purpose.
You may choose to unsubscribe from notices of special offers described in the preceding paragraph. NBBI provides you with the ability to unsubscribe at any time.
Changes to this Privacy Statement
Without prejudice to your rights under applicable data protection or privacy law, NBBI may amend this Privacy Statement from time-to-time. We will notify you of such amendments or changes by updating the "Last Updated" date at the top of this Privacy Statement.
NBBI Contact Information
If you would like to contact us with questions or comments concerning our Privacy Statement or if you feel your inquiry or request has not been addressed to your satisfaction, please contact NBBI's Privacy Department via e-mail: info@NBBIcard.com or via mail: NBBI , Privacy Department, 25 Hanover Road, B-150, Florham Park NJ, 07932.

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